Your peer to peer loans, tracked project by project.
Peer-to-peer lending and crowdfunding: track your lent capital, its interest and your repayments, project by project.
What you can do
Add your loans
P2P lending, real estate crowdfunding or a loan to a business: each position carries the funded project, the platform used and the capital at stake.
Interest as it accrues
The estimated value grows every day at the rate you set, with no re-entry on your part. The rate stays editable at any time.
Capital under control
Split your outstanding capital between current, late and defaulted loans, for a faithful picture of the portfolio.
Real returns
The internal rate of return is computed from the payments you actually record, not just the advertised rate.
Why track your crowdlending?
A peer-to-peer lending portfolio tends to build up in small touches: a project here, a reinvestment there, sometimes across several platforms. Each one shows its own outstanding balance and rate, but none shows the total actually at stake, or the share these loans represent in your overall wealth.
How Finvygo handles your peer-to-peer loans
Each position is declared with the funded project, the platform used, the lent capital and an estimated rate of return. The value then grows automatically, day after day, at that rate: no price feed to wait for, nothing to re-enter. If conditions change, the rate can be adjusted at any time.
Repayments are recorded at their real cadence, monthly, quarterly, yearly or at maturity, and the outstanding capital is split between current, late and defaulted loans. The internal rate of return is computed from the cash flows you actually record: you see your portfolio's effective return, not just the rate the platform advertises.
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Frequently asked questions
What types of crowdlending can I track?
Peer-to-peer lending, real estate crowdfunding, loans to businesses and SMEs: each position carries the funded project and the platform used, whichever it is. No connection to the platform is needed, everything is declared in a few fields.
How is my position valued without a market price?
From the estimated rate of return you set: the value grows automatically every day at that rate. You can adjust it at any time, and the repayments you record bring the tracking back in line with reality.
How do I declare late payments and defaults?
The outstanding capital of each position is split between current, late and defaulted loans, directly from its detail page. The portfolio then reflects reality, incidents included, not just the ideal scenario.
Is the invested capital guaranteed?
No. Crowdlending offers no capital guarantee: late payments and borrower defaults are part of the risk. Finvygo is a tracking tool, not an investment platform: it never holds your funds, and it helps you measure that risk, not make it disappear.
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