Your French investments, in Finvygo too.
PEA, life insurance, PER, Livret A, employee savings, SCPI: Finvygo knows the French wrappers and regulated products, and tracks them with no bank connection.
What you can track in France
Wrappers
- PEA
- European stocks and ETFs, automatic prices, contribution ceiling tracked.
- CTO
- Securities from anywhere, in several currencies, dividends included.
- Assurance-vie
- Euro funds at their published rate, listed unit-linked holdings, managed portfolios.
- PER
- Euro funds and unit-linked holdings, retirement capital tracked over time.
- Épargne salariale
- PEE, PEG and collective PER, FCPE funds valued daily.
Regulated savings and deposits
- Livret A
- Official rate and ceiling, interest computed fortnightly.
- LDDS and LEP
- Same computation rules, rates revised on their effective date.
- PEL and CEL
- Rate fixed at opening for the PEL, bonus tracked.
- Livret bancaire
- Variable interest rate set by the bank.
- Compte à terme
- Term, rate and maturity, interest projected.
Real estate and loans
- Property
- Primary residence or rental: rent, charges, property tax, linked mortgage.
- SCPI and OPCI
- Units, distribution rate, entry delay, bare ownership.
- Listed SIIC
- Listed property companies valued like stocks.
- Property crowdlending
- Licensed platforms, interest as it accrues, delays and defaults.
- Loans
- Outstanding capital, amortization schedule, renegotiation simulator.
And everywhere in the world: stocks, ETFs, bonds, crypto, precious metals, cash, valuables, peer to peer loans.
French reference data
Tracking a French product takes French data: the Livret A rate published in the Journal officiel, the net asset value of a fund registered with the AMF, the annual yield of a euro fund announced by its insurer. Finvygo keeps them up to date, and the figures below are computed from its catalog.
Sources: Légifrance (Journal officiel) and Banque de France for regulated rates; the AMF GECO register for funds; euro fund rates collected every year from insurers' announcements. Figures computed from the catalog at each release.
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Frequently asked questions
Can I add my PEA to Finvygo?
Yes. The PEA is a wrapper in the French catalog: you add your stocks and ETFs by name or ISIN, prices are fetched automatically, and the contribution ceiling is tracked. The PEA-PME and the ordinary brokerage account (CTO) work the same way.
What about my Livret A, LDDS or LEP?
They come prefilled with their official rate and ceiling, and interest is computed fortnightly, as the regulation requires. A revision published in the Journal officiel is applied on its effective date, with nothing to type in.
Is my euro fund rate kept up to date?
Yes for contracts in the catalog: the annual yield published each year by the insurer is picked up, and the contract value is revalued day after day from that rate. If your contract is not listed yet, enter its rate by hand: the computation is the same.
Do I have to connect my bank or my broker?
No, never. Finvygo works declaratively: you enter your accounts and products yourself, with no bank aggregator and no bank credentials. It never asks for access to your accounts.
My product is missing, what can I do?
Use free entry: a generic asset takes a name, an amount and a currency, and counts in your net worth like any other. You can also request the product from the app, as each country's catalog grows with those requests.
Other countries
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