Comparison · checked on 3 settembre 2026
Finvygo vs getquin
Two ways to track your wealth. One real trade-off.
getquin syncs your brokers and banks through APIs and keeps its advanced analytics and AI agents behind a subscription, from €89.99 to €149.99 a year. Finvygo works with no bank connection at all, on declarative entry, and stays free with no tiers. The choice comes down to what you agree to trade: a little typing time against access to your accounts.
Finvygo
DECLARATIVE
Multi-asset wealth tracking with no bank connection. An independent team, hosting in Europe, nothing to sell beyond the app.
€0every feature, no tiers
- Data
- Entered by you, prices updated automatically
- Account
- Email, Google, Apple, or a private keyPrivate keyA unique key, generated on your device, that serves as both your login and your password. It is your only way into the account: it cannot be recovered if you lose it.
- Platforms
- Web, iOS, Android
- Languages
- 12 languages, 19 currencies, every country
getquin
AGGREGATION
Portfolio tracker and investor community, published in Berlin by QUIN Technologies GmbH. More than 500,000 users, €20bn tracked, €12M raised in May 2026.
€0 to €149.99per year, depending on the plan
- Data
- Synced through APIs with 2,000+ banks and brokers, manual entry, PDF, CSV and Excel import
- Account
- A user account; read only access to your accounts for syncing
- Platforms
- Web, iOS, Android
- Languages
- English, German
AT A GLANCE
Eleven criteria, no ranking
Each row says which of the two has the edge on that specific criterion, or whether they are tied. The facts come from the public pages cited at the bottom of this page.
| Criterion | Finvygo | getquin | Edge |
|---|---|---|---|
| PriceWhat full use costs | Free, no tiers. Every asset class, every tool, no asset cap and no trial period. Funded by donations. | Free with unlimited connections and essential analysis. Premium €89.99/yr (AI analysis, dividends, advanced performance), Wealth €149.99/yr (planning, retirement, unlimited AI agent). | Finvygo |
| Where the data comes fromHow your positions get into the app | Declarative entry. Prices for stocks, ETFs, funds and crypto update on their own, a crypto wallet is imported from its public address, and a CSV file brings in your positions. Unlisted balances (savings and bank accounts) are updated by hand. | API syncing with more than 2,000 banks and brokers, manual entry for all the others, and PDF, CSV and Excel statement imports on the web. | getquin |
| Personal dataWhat you have to hand over to use the service | No personal data required. An account can be created with a private key generated on your device, with no name and no email. Never a bank credential. | A user account. For syncing, read only access to your accounts, through a direct API or an aggregator depending on the country; the security page states that passwords are never stored. | Finvygo |
| Asset classesWhat you can track | Stocks, ETFs, funds, crypto, real estate and REITs, savings accounts, life insurance and euro funds, employee savings, precious metals, bonds, private equity, crowdlending, loans and debts, vehicles and other belongings. | Stocks, ETFs, funds, crypto, real estate, insurance, commodities, cash, debts, art and collectibles. The classes are on a par; the difference is in how they are fed. | Tie |
| PlatformsWhere the app exists | Web, iOS and Android, synced on the same account. | Web (app.getquin.com), iOS and Android. | Tie |
| Languages and countriesWho it is built for | 12 languages, 19 currencies, every country. Each country has its own product catalogue (savings accounts, tax wrappers, national funds). | English and German. An app born in Berlin, built first for German and European investors. | Finvygo |
| AI assistantsAsking Claude or ChatGPT about your wealth | Yes, through a standard MCP connector. Your assistant reads your wealth and your passive income, and can add a position. Free. | AI agents built into the app: portfolio analysis on Premium, an unlimited financial agent on Wealth. No connection to Claude or ChatGPT documented. | Finvygo |
| Budget and advanced analyticsBeyond wealth tracking | Allocation, performance, history, passive income and dividends are included. No spending tracking, no monthly report, no family mode. | Spending and budget tracking, dividend forecasts, advanced performance and detailed allocation on Premium, financial and retirement planning on Wealth. | getquin |
| Investment productsWhat the publisher sells you, or does not | None. Finvygo is a tracking tool: it sells no investment and no crypto, holds none of your money and gives no advice. | No in-house product on the pages consulted. The publisher says it wants to build advisory services with its May 2026 funding round. | Tie |
| Hosting and securityWhere your data lives | Storage and rendering in Europe (Paris, Amsterdam), encrypted data, never sold. Amount masking, PIN code and biometrics on mobile. Immediate account deletion. | Servers in Germany and Europe, AES-256 encryption, read only access to accounts, according to the security page. | Tie |
| Community and track recordWho is around the product | Launched in 2026 by a small independent team. A blog and tools, no forum yet. | More than 500,000 users, €20bn tracked, a stock forum built in. Founded in Berlin in 2020, €12M raised in May 2026. | getquin |
Based on the pages cited as sources, checked on 3 settembre 2026. A tie means both meet the need, not that they meet it the same way.
- Finvygo has the edge
- getquin has the edge
- Tie
- Depends on your need
WHERE EACH ONE WINS
Where one does better than the other
Neither is a watered down version of the other. They took different paths, and each path has its upsides.
Where getquin is stronger
The comfort of syncing and a community already there.
Your accounts sync through APIs
More than 2,000 banks and brokers connected read only, mostly in Germany, with PDF, CSV and Excel statement imports alongside.A built-in investor community
More than 500,000 users, a stock forum inside the app and €20bn tracked: enough to compare your choices with others.Budgeting and retirement in the same app
Spending tracking, dividend forecasts, financial planning and a personal retirement plan, depending on the plan.In-house AI agents
AI portfolio analysis on Premium, an unlimited financial agent on Wealth. Handy for anyone who wants the AI in the app rather than in your assistant.
Where Finvygo is stronger
Control, price, and a product built for every country.
No access to your accounts, ever
No aggregator, no bank credential handed to a third party, no connection to re-authorise. Your positions are entered by you, the prices arrive on their own.Free, no tiers, no cap
Every feature, every asset, every tool. No premium plan: the project lives on voluntary donations.Anonymous
A private key generated on your device is enough to create an account: no name, no email. Email, Google and Apple remain available for a recoverable login.Your wealth inside your AI assistant
An MCP connector links Claude, ChatGPT or a coding agent to your portfolio: allocation, history, passive income, and one position added.Built for every country
12 interface languages, 19 currencies, a product catalogue per country. getquin speaks English and German.
THE REAL TRADE-OFF
Your typing time, or access to your accounts
Aggregation saves you time and makes you dependent on a middleman. Declarative entry asks a few minutes a month and asks nothing else. Everything else follows from that choice.
CHOOSE GETQUIN IF
You want everything to sync
- Your accounts are mostly in Germany or Europe and you want them to update through APIs.
- You also track your spending and prepare your retirement in the same app.
- You like comparing your choices with an investor community.
- You want dividend forecasts and in-depth analytics.
- A subscription for advanced analytics does not put you off.
WHAT YOU GAIN
Synced positions, a community, in-depth dividend analytics.
WHAT IT ASKS OF YOU
Read only access to your accounts, and a subscription for the AI and the advanced analytics.
CHOOSE FINVYGO IF
You want to stay in control
- You do not want to give access to your accounts, to anyone.
- You want a complete and free tool, with no tier and no trial that expires.
- You want an interface in your own language, beyond English and German.
- You want to ask Claude or ChatGPT about your wealth.
- You care about an anonymous account, with a private key.
WHAT YOU GAIN
Full control of your data, zero cost, a tool with nothing to sell you.
WHAT IT ASKS OF YOU
Updating unlisted balances yourself, a few minutes a month.
FREQUENTLY ASKED
What we get asked the most
Is Finvygo a free alternative to getquin?
For wealth tracking, yes: Finvygo covers the same asset classes, computes net worth, performance and passive income, and all of it is free with no tiers. getquin keeps a generous free version, but reserves AI analysis, dividend forecasts and planning for Premium and Wealth. Finvygo offers neither spending tracking nor a community.
Is getquin free?
Partly. The free version includes unlimited connections, market data and essential analysis. Premium costs €89.99 a year and Wealth €149.99, according to the pricing page checked on 3 September 2026.
Do you have to connect your bank?
With getquin, syncing goes through read only APIs, direct or through an aggregator depending on the country; manual entry and PDF import remain available. With Finvygo, never: you enter your positions, prices update on their own, and a crypto wallet is imported from its public address.
Can you move from getquin to Finvygo?
Yes. If you have an export of your positions as a CSV file, Finvygo imports it. Crypto wallets are added by public address. The rest, savings accounts, real estate and loans, is entered in a few minutes, once and for all.
Which one should you use outside Germany?
Finvygo is available in every country, in 12 languages and 19 currencies, with a product catalogue of its own for each country. getquin comes in English and German, with bank connections that are mostly German and European.
Which one plugs into Claude or ChatGPT?
Finvygo exposes a standard MCP connector: your assistant reads your wealth, your passive income and your allocation, and can add a position. getquin offers its own AI agents inside the app, on Premium and Wealth, with no connection to an external assistant documented.
Who wrote this comparison?
The Finvygo team. We are judge and party, which is why every fact comes from a public page cited in the sources, with the date it was checked. If something is inaccurate or has changed, tell us and we will fix it.
SOURCES
Pages checked on 3 settembre 2026
- getquin, pricing page. getquin.com/pricing
- getquin, security and data protection page. getquin.com/security
- getquin, official site: users, assets tracked, platforms, languages, forum. getquin.com
- getquin on the App Store (Germany): reviews, asset classes, connections, languages. apps.apple.com/de/app/id1513629447
- Portage Ventures, getquin's €12M round (May 2026). portageinvest.com/blog/getquin-raises-e12m
- Finvygo, pricing, AI assistants and privacy policy. finvygo.com/pricing · /ai · /privacy
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