Rental profitability

Cash flow and yield of a rental project

Cash flow · loan deducted

-€281

i.e. -€3,371 per year

Gross

5.19%

Net

3.56%

Cash-on-cash

-13.48%

Flows · per month

Rent + tenant charges+€880

Rental vacancy (4%)-€35

Condo fees & insurance-€108

Property tax-€83

Maintenance & misc.-€50

Cash flow before loan+€603

Loan payments-€884

Final cash flow-€281

The purchase

Purchase price

Agency fees

Acquisition costs

Renovation & furnishing

Total project cost€203,500

Financing

Down payment

Loan rate

Term

Loan of €178,500€884 / month

The rental

Rent + charges paid by tenant

Rental vacancy

Rental management

Rent received after management€845 / month

Annual charges

Condo fees & insurance

Property tax

Maintenance & misc.

Total charges€242 / month

Indicative estimate, excluding taxes, loan insurance and future revaluations. Not investment advice.