Rental profitability
Cash flow and yield of a rental project
Cash flow · loan deducted
-€281
i.e. -€3,371 per year
Gross
5.19%
Net
3.56%
Cash-on-cash
-13.48%
Flows · per month
Rent + tenant charges+€880
Rental vacancy (4%)-€35
Condo fees & insurance-€108
Property tax-€83
Maintenance & misc.-€50
Cash flow before loan+€603
Loan payments-€884
Final cash flow-€281
The purchase
Purchase price
Agency fees
Acquisition costs
Renovation & furnishing
Total project cost€203,500
Financing
Down payment
Loan rate
Term
Loan of €178,500€884 / month
The rental
Rent + charges paid by tenant
Rental vacancy
Rental management
Rent received after management€845 / month
Annual charges
Condo fees & insurance
Property tax
Maintenance & misc.
Total charges€242 / month
Indicative estimate, excluding taxes, loan insurance and future revaluations. Not investment advice.